With the recent torrential downpours that resulted in massive flooding across Texas, it is important to focus on having a good flood insurance policy in place, as the conditions are ripe for more rain. Flood insurance is not covered by a homeowners insurance policy and must be purchased separately. Ensuring the proper insurance and separate flood insurance policies are in place is a good way for homeowners to prepare for the consequences of a flood. Just like any other natural disaster, floods can quickly turn deadly. Following are some ways to prepare your household for the next heavy rain.

Supply of Bottled Water

Bottled water is a very important commodity to have in your home in the event of a flood. It is recommended to have one gallon of bottled water for every person in each household per day, with at least a three to five day supply available. If this water supply is not available or you run out of water and a boil water alert is in place, water can be boiled for one minute for decontamination, which does require a heating source and tap water.

Sanitize Food and Water Containers

The next precautionary measure to take at home is to thoroughly sanitize any container used to store food or water. Water is one way bacteria can spread, so cleaning storage containers, pots and pans, dishes, or anything else being used to during a flood with a solution of one tablespoon of bleach to every gallon of water is the best way to prevent bacteria from spreading.

Supply of Non-Perishable Food

Another way to prepare for any disaster is to keep a three to five day supply of non-perishable food for each person in the home. If there is no electricity, do not eat any refrigerated or frozen foods. Stock up on canned foods, crackers, and other non-perishables.

Are You Current With Tetanus Shots?

One safeguard during a flood often overlooked is to be current with your tetanus shots. As previously mentioned, bacteria can easily spread in water, so it is not difficult to get a cut from the debris floating in flood waters. Be aware of any old or new wounds that could be exposed to the contaminated water. The best way to prevent tetanus is to have all booster shots current, or at least get a shot if you get a cut or puncture wound, certainly before any symptoms develop. If this is not done, be aware of these common symptoms of tetanus:

  • Trouble swallowing
  • Seizures
  • Fever and sweating
  • High blood pressure and increased heart rate
  • Lockjaw (inability to open or close mouth)
  • Painful muscle stiffness all over the body

Another helpful tip concerns mosquitoes. Flooding means standing water – and standing water means mosquitoes. With the spread of West Nile Virus, mosquito bites have become more lethal. For the best protection, be sure to use repellent with DEET and wear long sleeves and pants around your home. This combination can help help prevent mosquitoes bites.

The things listed above are ways to prepare for and survive a flood; however, homeowners can recover more quickly with the proper flood insurance in Texas. While floods are not covered under a homeowners insurance policy in Texas, you can insure your household against this natural disaster with a separate flood insurance policy. Do not leave your home unprotected! Call the insurance professionals at Jones & Associates today and let us give you a quote on both flood insurance and homeowners insurance in Texas!

Need Homeowners or Flood Insurance In College Station?

Jones & Associates Can Help With All Homeowners and Flood Insurance Needs!

Call Us Right Away At (979) 599-7532!

Related Articles:

Tips To Help Prepare For Your Summer Vacation!
Be Prepared With A Texas Storm Season Checklist!
What to Plant Around Your Home This Spring!
Spring Cleaning – Safety Tips You Need to Know!
Homeowners Insurance and Natural Gas Safety – Team Workers!