We are coming up on the biggest party of the year, New Year’s Eve. This is the one time a year that kids of all ages will celebrate until at least midnight and ring in the start of a new calendar year, and also a good time to make sure you have the right personal insurance plan. New Year’s Eve is also one of the worst nights to find yourself on the road, regardless of the length of your journey. Ultimately, you will proably want to avoid the roads if at all possible but if you must get out and drive, make sure you have your personal auto insurance policy in place, and consider these options.

Plan For Alternate Transportation

If your party plans take you out of the home, consider alternate transportation for the holiday. While a taxi or Uber-like ride is always an option, those are in high demand on New Year’s so you may find yourself stranded if you rely on a cab. Consider hiring a limo or party-bus to safely transport you and your friends or family to and from your party destinations. This allows everyone in your group to enjoy the festivities without the concern of driving, while guaranteeing you have a safe ride home without the wait of a cab.

Stay At A Hotel

Another New Year’s party option to consider is to stay at a hotel that is hosting a New Year’s Eve party. This allows your group to celebrate all in one place without the concern of getting in the car, even if you have the right personal auto insurance in place, and fighting the New Year’s Eve traffic. Spending the holiday at a hotel not only relieves the concern of having a designated driver, it also leaves the party mess for someone else to clean up. Let someone else do all the work and keep your group safe and off the road.

Designated Driver

While the previous two options are the safest bet to avoid the dangers of driving after enjoying a New Year’s party, they may not be the most economical. If you are planning to attend a friend’s house party or are planning to have a New Year’s party yourself, be sure to have a designated driver to get everyone home safely. Cops are guaranteed to be out in full force and you cannot afford a DWI ticket, which will ultimately have an effect on your personal insurance. While you may think that having just a couple drinks won’t affect your driving, it is still dangerous and best to stick to non-alcoholic drinks if you are the driver responsible for delivering everyone safely home.

This New Year’s Eve, celebrate safely by avoiding the road and not driving on one of the most dangerous nights of the year. Whether celebrating away from home or hosting a party at home, make your ultimate New Year’s resolution to stay safe. At Jones & Associates, our goal is to keep you and your loved ones safe wherever you are with our many options for personal insurance plans. Call the insurance professionals at Jones & Associates today and let us work to protect you and your loved ones with personal auto Insurance in Texas. Happy New Year’s from all of us at Jones & Associates!

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