Every driver in Texas is required to carry auto insurance to protect themselves and others in the event of an accident. Although auto and personal insurance helps to cover the damages and injuries that can occur when driving mistakes are made, every auto insurance agency would agree that the best way to deal with an accident is to prevent it in the first place. To prevent a potentially serious-injury car accident, a driver should avoid the following activities while driving.

  • Distracted Driving - It it well known to every auto insurance agency that distractions can be deadly when driving; they are the leading cause of driving accidents today. Many states have laws restricting or prohibiting cell phone use of any type while driving because it diverts a driver’s attention from the road. Yet there are many other distractions to consider as well. Eating and drinking while driving, listening to loud music, or adjusting the stereo are known distractions that cause accidents. All of these activities should be avoided while a vehicle is in motion. It is essential for a driver to pay attention to what is happening around them to avoid a car accident.  
  • Ignoring Speed Limits - Whether driving too fast or too slow, disregarding the speed limit is a common cause of accidents. Although most accidents occur from driving too fast and not being able to brake or react in time, driving under the speed limit on a fast-moving highway can be equally dangerous. It is important to drive at the speed limit unless other conditions warrant driving slower.  There is never a valid excuse to speed.
  • Driving While Intoxicated - Anyone who drives while under the influence of alcohol or drugs faces stiff penalties if stopped, which can cause both auto insurance and personal insurance costs to increase significantly. Even more importantly, any driving while intoxicated impairs a driver’s ability to operate their vehicle safely, causes slowed reaction time, and decreases the ability to make decisions. Drunk driving is responsible every year for devastating accidents, which can lead to conviction, steep fines, jail or prison time, and loss of driving privileges.
  • Poor Driving Habits - All drivers need to practice safe driving habits when behind the wheel. This includes proper signaling, coming to a complete stop at stop signs and signals, obeying school and local zone laws, correct passing, and avoiding tailgating. Additionally, it is important for drivers and their passengers to always wear seat belts to reduce injuries in case of an accident. Children should always be seated in appropriate car seats. Failure to practice these safe driving habits causes many accidents that could easily be avoided.
  • Weather Issues - Above and beyond all other safe driving practices, drivers must recognize when road conditions are not good and take proper precautions. Every year, ignoring weather conditions is a needless cause of many accidents when roads become slick or icy and visibility is reduced. Drivers must stay safe by using good judgment and slowing down in bad weather.

Car accidents happen; however, paying attention and avoiding bad driving habits can prevent most accidents. Texas drivers who want to stay safe and avoid increased auto insurance or personal insurance premiums should consider the above and do their part to reduce the risk of causing an accident. For more information about safe driving practices and how preventing accidents can positively affect your insurance, contact your local auto insurance agency today!

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Call Them At (979) 599-7532!

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