Homeowners Insurance in College Station Texas

Winter has arrived in Texas and home insurance services know that many homeowners have pulled out their kerosene heaters for some added warmth. These portable heaters can be a convenient and inexpensive way to warm a home on the coldest days; however, they should be used with caution. Careful handling of kerosene burners must be done to prevent accidents that may lead to fire damage and householders filing a claim with their homeowners insurance company.

Kerosene Heater Hazards

Using kerosene heaters exposes homeowners numerous safety hazards. Home insurance services recommend that all householders be aware of the dangers that can come with their use:

  • Fires and Explosions - Fires are the main hazard that users of kerosene heaters should know about. Fires are caused by knocking over a burner, spilling kerosene, or running the burner too close to draperies, furnishings, or other flammable items. Dangerous explosions are also possible if another fuel other than kerosene is burned in the unit.
  • Carbon Monoxide Poisoning and Poor Air Quality - Kerosene depletes oxygen and produces carbon monoxide as it burns. This reduces a home's indoor air quality and presents a significant risk of asphyxiation due to carbon monoxide poisoning.
  • Burn Injuries - Burns are common when using kerosene heaters, as the units become very hot to the touch and can easily ignite clothing. Children are especially susceptible to burn injuries from these appliances. Pets can also suffer burns or have their fur set on fire if they get too close.

Staying Safe with Kerosene Heaters

The safe use of kerosene heaters is essential to prevent accidents and injury and avoid having to file expensive claims with homeowners insurance. Before these units are turned on, consider the following important tips to ensure their safe operation:

  • Only Use Kerosene - It is essential to use only kerosene as these heaters are designed to only burn this type of fuel; other fuels could ignite or explode. Never use another type of fuel.
  • Use In A Well-Ventilated Area - To prevent the build-up of carbon monoxide in a room, it is essential that kerosene heaters only be used in large, well-ventilated areas. Taking a heater into a bedroom or any sealed area causes the depletion of room oxygen which is replaced with carbon monoxide. Asphyxiation can happen quickly.
  • Use In An Open Area - To reduce the risk of igniting drapes, furniture, paper, or other items, home insurance services stress the importance of setting heaters up in an open place on the floor that is at least a few feet away from any combustible items.
  • Only Use While Attended - Kerosene heaters should be watched carefully while in use. Fire safety organizations and homeowners insurance companies recommend not using the units at night while sleeping. Turn burners off before going to bed and only use them in areas where people are present and can observe them.
  • Prevent Burns and Injuries - Keep children and pets away from kerosene burners while in operation. Keep the burner enclosed in a wire safety cage.
  • Practice Safe Operation - Safe operation includes checking the wick every week or so, cooling the unit before refilling it, filling it outside of the home, and carefully cleaning up any kerosene spills. Never attempt to move a heater while it is burning. Since these units have an open flame, never operate one in a room that contains aerosols, chemical solvents, gasoline, or other flammable liquids.

Kerosene heaters are a convenient answer for those chilly winter days when a little extra warmth is necessary; however, they must be used with care. Home insurance services suggest that to prevent accidents, injuries, or even the serious risk of asphyxiation, homeowners use these burners according to manufacturers directions and take extra precautions. Check with local homeowners insurance agencies to learn more about the safe use of kerosene heaters and how to reduce any associated risks!

Need Homeowners Insurance In College Station Texas?

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Call (979) 599-7532!