The holiday season is rapidly approaching and in the midst of the hustle and bustle, you may be unintentionally careless when securing your home. Whether a fire is not properly extinguished, or you have a porch full of piled up packages, some of the simplest mistakes can leave your home - and your homeowners insurance - vulnerable. This year, take a few minutes to think about the what you can do to ensure your family and your home is safe and secure.

Any experienced homeowners insurance agency, will tell clients the first thing they should do to prevent a hazard in their homes during the holidays is to take inventory every evening before going to bed. It is easy to be overwhelmed by the Christmas chaos or to drift off to sleep after a long day of turkey, presents, and pie. So before you do, be sure to check your fireplace to ensure the flame is well extinguished. If you have a wood-burning fireplace, you must empty the ashes regularly.

For most of us, the holidays means traveling to see loved ones, leaving homes unattended and vulnerable. Homeowners insurance agencies assert that one way burglars identify an empty house is by packages left on the front porch. If you are traveling and don’t have anyone to pick up your packages, be sure to have your mail held or ship your online shopping purchases to your office or a relative’s home. Last year, many neighborhoods experienced thefts from their front porches, some right in the middle of the day. So even if you aren’t traveling, you may want to think twice about shipping purchases to your home if you won’t be there to receive them.

Lastly, try to avoid having to make a claim against your homeowners insurance policy by preparing your home for the cold weather. Whether traveling or enjoying a “staycation” this Christmas, it is important to wrap your water pipes, and drain any outdoor water spigots and systems. You should also caulk or insulate all cracks or holes on your home’s exterior walls to prevent frozen pipes.

These simple steps can help ensure your home is safe and happy this holiday season. In addition to practicing these safety measures, protect your home and give yourself peace of mind with homeowners insurance. The insurance professionals at Jones & Associates Insurance Agency are ready to help protect your family and your home. Give us a call and let our family owned and operated insurance agency work for your family!

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