No matter what type of farm you own, it’s essential that your operation is protected by farm insurance that provides adequate coverage based on your investment and the type of operation you’re running.

Outside of having the right insurance coverage, farm insurance agencies find that part of that protection comes from having a good disaster plan in place.

Whether you’re raising crops and have hundreds of thousands of dollars in equipment and structures or your main investment is in cattle or other livestock, create a disaster emergency plan for your farm that will help in the event of a weather disaster or some other crisis.

1. Keep Important Information Handy

Keep a file of important contacts and paperwork that could be critical during a disaster ;or may be needed immediately afterward so you can start dealing with the aftermath as quickly as possible.

Include important phone numbers like police, fire, and rescue, utility companies, veterinarians, employees, suppliers, contractors, livestock owners, your farm insurance service, and more.

Keep a copy of your insurance paperwork in this folder as well as your documented emergency procedure plans and property map.

2. Make A Map

Farm insurance companies recommend that you draw out a map of your entire property that indicates the locations of all structures, fence lines, natural features, roads, and other access routes and use that to plan out and execute your disaster planning.

Label electrical shutoff locations, where any livestock and equipment are located, areas of high ground where they can be moved to, and other details that may be important for keeping things safe or evacuating if necessary.

3. Have A Documented Emergency Plan

Develop an emergency plan that dictates how you will handle emergencies to protect equipment or your house as well as where to evacuate livestock to keep animals safe.

Assign specific jobs to different people so you can all work together in protecting the farm and/or carrying out an evacuation.

Ensure all employees and farm residents have a copy of the emergency plan and any critical contact numbers, then keep a copy in your records folder.

4. Stockpile Emergency Supplies

Put together an emergency kit that includes first aid needs, food and water, gasoline, a generator, and any other necessities.

Stockpile feed, water, first-aid supplies, and necessary equipment for your livestock in a protected area for their care as well.

Stockpile extra plywood, lumber, fencing materials, wire, rope, tools, tarps, and more to make temporary repairs immediately post-disaster.

5. Plan For Your Livestock

As part of your documented emergency plan, plan how you will protect your livestock in different disaster circumstances and how you will care for them.

Designate safe areas where livestock can be moved on the property, when you would need to evacuate, how to evacuate, and where you would evacuate them to.

Include instructions on who will provide care afterward, how to deal with animal emergencies, and how to deal with any animal casualties

6. Keep An Updated Inventory

Maintain an up-to-date inventory for yourself and your farm insurance agency that includes all buildings, equipment, livestock, tools, vehicles, feed and hay for animals, and any other assets on the property.

This will both help you keep track of your assets and help you deal with insurance claims afterward in the event you need to file a claim.

7. Have A Post-Disaster Plan

Preparing for a potential disaster is only one part of getting through it.

The second part is knowing what to do when the storm passes and the rain stops, the fire is put out, or the water recedes.

Your emergency plan should include a detailed plan on how you will progress from that point, from calling your farm insurance service and any contractors you’ll need to begin essential repairs to knowing how to dispose of debris, spoiled feed and crops, and even deceased animals.

Like all other documented planning, keep this plan in your information folder and in some safe location away from your farm or ranch.

Farm Emergency Plans Reduce Losses During Disasters

That farm is your business and livelihood, so like any other business owner, it’s essential to take steps to protect that business, its assets, and the people who work for you with an effective disaster emergency plan.

This, along with the right farm insurance coverage will help minimize damages sustained in a disaster and let you take care of the remaining damages easily to get you farming or ranching again as quickly as possible!

Need Farm Insurance in Bryan Texas?

Contact Jones & Associates for Your Farm Insurance Services!

Call (979) 599-7532 Today!