Lately during my daily commute, I have noticed increasing construction. Even when out of town, construction is everywhere. Unfortunately, construction often means reduced speed limits, additional road hazards, and loose nails that can cause flat tires. This may be a good time to think about a couple of things – personal or business auto insurance and a review your policy to be sure you have the right coverage, including roadside assistance.

What about changing a tire – when was the last time you changed one? Are you a little rusty? The following are a few reminders for changing a tire so you can get back on the road quickly and safely!

Slow Down and Stop

If a flat tire occurs while driving and causes a blow out, do not slam on the brakes. Take your foot off the gas pedal and let the car slow down gradually. Once the vehicle has slowed down to at least 30 mph, pull off the road and put the hazard signals on. If possible, try to stay on asphalt or concrete and avoid pulling off onto grass. If the car is hot underneath and you pull onto grass, both a blowout and a grass fire could happen.

Call Roadside Assistance

If your personal or business auto insurance policy includes roadside assistance, call them to remove the tire or if the vehicle needs to be towed. Your insurance card usually has the number to call for help with a flat tire. The roadside assistance personnel provide an approximate wait time and ensure you are in a safe location.

Changing A Tire

Once the vehicle is in an area where the it can be safely changed, follow these steps:

  1. Parking Brake – Apply parking brake; put large, solid object like a rock in front of both front and rear tires.
  2. Jack and Spare Tire – Remove spare tire and jack; place jack under the frame near the tire.

  3. Raise Jack – Once the jack is secure, raise it high enough to support the vehicle without lifting it.

  4. Remove Hubcap – Remove the hubcap and loosen lug nuts with the tire wrench.

  5. Raise Jack Again – Raise the jack so the tire can be lifted off the ground and removed.

  6. Spare Tire and Lug Nuts – Place the spare tire on the hub and secure lug nuts by hand until snug.

  7. Lower Jack – Lower jack so the tire is barely touching the ground.

  8. Tighten Lug Nuts – Use the wrench to tighten the nuts as much as possible.

  9. Lower and Remove Jack – Lower the jack completely and remove it.

Now that the flat tire has been replaced with the spare, take it to a tire shop to be repaired. Do not drive on the spare tire any more than necessary.

With all the uncertain material on the road, it is important to protect your business and your employees with business auto insurance. The insurance professionals at Jones & Associates can help find the coverage you need for business and personal needs. Even if you already have business auto insurance, call Jones & Associates today to see how we can save your company money!

Jones & Associates Knows Business Auto Insurance

We Can Provide Business Auto Insurance in College Station TX

Call (979) 776-4740!

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