Driver assist technology is becoming more standard in the new car models we see coming out every year.

Car insurance agencies agree that some of these features can increase driver safety and even offer policy discounts; however, there is another side to this story.

Auto insurance carriers are now learning that some technology may be responsible for causing accidents.

If you have a newer car with some of these features, should you use them?

Some auto insurance companies can provide you with information that suggests skipping some features to avoid becoming a lesser-skilled, distracted driver.

Technology in Today’s Newer Cars

A great selling point for many cars is how many safety, convenience, and comfort features the vehicle offers.

Years ago, the biggest technological safety feature on new cars was anti-lock brakes that prevented skidding.

Now it seems as though there are more features being added to new vehicles every year.

Some of the newer safety technology can even allow your local auto insurance company to get you a discount on your car insurance policy.

Unfortunately, some of these features may not be as safe or useful as they were designed to be.

While safety features like automatic braking, rear-view cameras, blind spot and lane departure sensors, and others were initially thought to be helpful for reducing accidents, many auto insurance carriers are beginning to question the validity of these claims.

Other features like onboard navigation and WiFi connections that integrate with the driver’s phone bring up even more questions.

Is New Car Technology Causing or Preventing Auto Accidents?

Distracted driving is now a leading cause of auto accidents reported to car insurance companies.

Texting and phone use are primary distracting activities that many cause many accidents.

Although Texas does not prohibit the use of cell phones completely, they cannot be used for anyone: to text while driving; under the age of 18; with a learner's permit for less than 6 months; in school zones at all; and school bus operators with children onboard.

What many people also fail to take into consideration is that using onboard navigation systems and connecting a phone to your car via WiFi is just as distracting as texting, maybe even more so.

Studies on the use of navigation systems suggest they take a driver’s attention away from the road even longer than a text - an average of 40 seconds at a time.

Is New Car Technology Creating Lazy Drivers?

Auto insurance providers are also discovering that navigation systems and WiFi are not the only technology that could be hurting driver safety as opposed to helping it.

With so many automatic driver assist features now available, this brings an important question to light: are drivers becoming too dependent on this technology?

Drivers who rely too much on their car to stop in time to avoid an accident or keep them from accidentally driving into the next lane are leaving too much to chance.

Unfortunately, each auto insurance company is dealing with more incidents each year where poor driving skills or over-reliance on onboard safety technology is a contributing factor.

Technology - Helpful or Harmful?

Is your new car technology helping you or could it be distracting or preventing you from developing the sharp driving skills that your auto insurance company hopes will keep you safe and accident-free?

Rather than leave it to chance, the best suggestion by car insurance carriers is that you avoid using onboard navigation systems while your vehicle is moving and you take control of your vehicle as if those other features were not there.

Every driver should have a good attention span and the driving skills necessary to prevent accidents and costly auto insurance claims without all that added technology.

These features are designed to help you when used correctly, not drive your car for you!

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