Auto Insurance in College Station Texas

Living in Texas, the possibility of your car being damaged in a flood is not too far fetched. As every auto insurance company has experienced, cars submerged in floodwaters can experience serious damage or become unusable. Hopefully, this will not happen to you; however, having the right auto insurance services can help if it does. If your car is caught in a flood, follow the below list of things to do and then contact your auto insurance carrier immediately.

Assess the Situation

When your car has been caught in floodwaters, auto insurance services find that a lot depends on the extent of the actual damage the car has sustained. Assess the situation by noting how high the water rose on your vehicle and any other obvious visible damage Call your auto insurance agency to let them know what happened and then continue trying to salvage the vehicle.

Act Fast Once the Waters Recede

If there is any chance of saving your car, you will need to act quickly. Begin drying the car, then help your auto insurance company determine the potential damage. Once the flood has receded and it is safe to approach the vehicle, open it up and start removing any water and wet items. Salt water is especially damaging, so it must be removed as quickly as possible. If necessary, have the vehicle towed to safer ground.

Do Not Try to Start Your Car

As tempting as it may be, auto insurance services warn that you should not try to start your car after you have removed the water as there could be water in the engine. Running the vehicle with water in the engine could cause additional damage that will make repairing your car more costly.

Find and Document Mechanical Damage

To determine whether your vehicle can be repaired, auto insurance carriers will need to know the extent of vehicle damage sustained in the flood. Following are a couple of areas you should check for damage:

  • Engine Compartment - Lift the hood of the car to see how high the water rose inside the engine compartment and if the engine was submerged. Pull out the oil dipstick and look for evidence of water in the oil. Have the oil and transmission fluid drained and the cylinders removed and inspected for damage by an auto technician. Report these findings to your auto insurance company. If repairs can be made and the vehicle is driveable, replace all fluids now. Then replace them again after you have driven the vehicle a few thousand miles to ensure there is no water left in the engine or transmission.
  • Fuel Tank - Using a siphon pump, remove some of the gasoline from the fuel tank. If you can determine that water has mixed in with the gas, it is best for you to completely drain the fuel tank and put in fresh fuel.

Dry and Clean the Interior

Once the mechanical damage has been assessed, thoroughly dry and clean the interior from the water that was inside the car. Remove the floor mats and seats if possible, then use a wet vac to suction out as much water from the carpets as possible. Dry the car out with fans to speed up the process. Clean and disinfect the carpets and seats as needed.

Cars submerged in flood waters can sustain extensive and costly damage. If your vehicle has been in a flood, your auto insurance company will work with you to determine the extent of the damage and whether or not it can be saved. To improve the chances that it can be saved, call your auto insurance provider right away. Then begin the process of assessing the vehicle for damage. Auto insurance services stress that time is of the essence for flood-damaged vehicles!

Need Auto Insurance Services In College Station Texas?

Talk To The Auto Insurance Experts At Jones & Associates!

Call (979) 599-7532!