According to accident research presented by the IIHS, an independent agency that studies auto insurance data to promote safety and reduce losses, the back seat of the car is the safest place for passengers to be sitting when an accident happens, especially small children,.

Car insurance companies have found that many people do not realize that sitting in the back is no safer when passengers are not properly restrained with a seat belt or the correct child car seat; due to the number of rideshare programs available now, this detail is especially alarming.

Keeping these facts in mind, the best way to avoid automobile insurance claims by passengers who might be riding in your car is to insist everyone is buckled up, including those riding in the back.

Is Riding in the Back Seat Actually Safer?

Riding in the back seat of a car that’s involved in a head-on collision can be safer than sitting in the front in many circumstances, but not in every accident.

While it is thought that being in the back prevents passengers from being tossed around, auto insurance companies find this to be true only when back seat passengers are appropriately restrained.

When they are not, sitting in the back can be just as or even more dangerous than sitting in the front.

Research Proves Riding in the Back Unrestrained Very Dangerous

The idea that the back seat is safer so there is no need to buckle up is a highly dangerous one.

Car insurance companies receive many claims every year for passengers who have sustained serious or even fatal injuries while sitting in the back seat of a car.

The reason for most of these injuries is a false sense of security that causes many people to sit in the back without bucking up.

Automobile insurance companies agree that passengers who do not wear a seatbelt in the backseat of a car run a higher risk of serious injury than those in the front because they could become human projectiles in a hard impact.

Without proper restraint, back seat passengers can be catapulted through the windshield just as easily as unrestrained front seat passengers.

In addition, passengers can slam into the backs of the front seats and become seriously injured, pushing front seat passengers into the airbags as they deploy and injuring them as well.

Insist on Back Seat Restraint for All Passengers

Research on the effects of seat belts in the back seat of the car are pretty clear: the back seat can be a safer place for passengers to ride if they are restrained.

Without restraint, auto insurance agencies understand that the back seat can also be deadly for passengers.

Adults should all use the shoulder harness and all children should be restrained with a car seat or booster appropriate for their age, weight, and height.

Keep Passengers Safer and Reduce Claims with Rear Seat Restraints

Whether you are driving friends in your car or driving for a rideshare program, car insurance companies stress the importance of insisting that your back seat passengers buckle up to prevent injuries in the event of an accident.

If an accident does happen, your passengers will be much safer and more likely to escape injury than if they had been unrestrained plus you will be less likely to have to deal with an automobile insurance claim made by one of your passengers!

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