Everyone’s been talking about the new Affordable Care Act and the changes that it will bring; however, there are a few facts about the new law that have missed your attention. At Jones & Associates Insurance, we want to be sure you have the best health insurance in College Station Texas to protect you and your family.

We know the new Affordable Care Act may seem overwhelming with many details and fine print that need time to research. Let us do the work for you! The insurance experts at Jones & Associates Insurance are ready to answer your questions and help you find quality health insurance in Bryan Texas. Here are a few changes being enforced by the Affordable Care Act:

  • Individual Coverage – An individual mandate now requires anyone not insured by an employer-sponsored plan, Medicare, or Medicaid to acquire a private insurance policy or face paying a penalty. The only individuals exempt from this mandate are those with financial hardship or members of a religious group recognized and exempted by the IRS. If you already have health insurance through the government, your employer, or a private health insurance policy but for some reason are not covered by one of these options, you could be penalized.
  • Pre-Existing Conditions – It is possible now to get coverage even with pre-existing conditions. The new Affordable Care Act has a Guaranteed Issue clause, which prohibits insurance companies from denying coverage to individuals with pre-existing conditions. The act also includes a partial Community Rating, requiring insurance companies to offer the same premium to applicants of the same age and geographical location. Here again, when determining the applicant’s premium, insurers cannot give regard to gender or pre-existing conditions except tobacco use.
  • Employer Mandate – The Employer Mandate requires businesses with fifty (50) or more employees to offer health insurance to full time employees. If companies fitting that description do not offer health coverage as required, a tax penalty will be assessed. The mandate has since been delayed by one year to take effect in 2015.
  • Enrollment – Affordable Care Act Open Enrollment ends March 31, 2014.

Fortunately, there is still time to sign up for 2014 coverage. Whether wanting coverage through the government or through a major insurance provider, the experts at Jones & Associates Insurance can help you select the right health insurance in Bryan TX to protect your family.

The insurance professionals at Jones & Associates Insurance can help you, your family, and your business find affordable health coverage protection. Our agents have the necessary answers for you to make an informed decision about health insurance in College Station TX to cover your medical needs while saving money.

The sooner you call Jones & Associates Insurance to discover how we can help you find excellent coverage, the sooner we can your family can be protected with quality health insurance in College Station TX!

Do You Need To Find Affordable Health Insurance College Station Texas?
Call Jones & Associates at(979) 776-4740 Today!

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